Voices from Emerging Markets

Submitted by Peter Frerichs
www.poletopoleconsulting.com
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It has been upon us for quite awhile now, but the cell phone and its potential to not only connect but serve as a medium by which to transfer and protect investments is groundbreaking for the developing world. The first biggest hurdle was getting the cost down. Once cell-phones became available for [...]

By Rama Siva in India
Micro-financing lets the poor gain access to financial services in a form which suits them. The size of the loans and deposits are relatively small, the service is provided at the doorstep and very often the customers attend financial literacy classes in self-help groups before signing up. How important is technology [...]